Similarly, members of Association of Mature American Citizens (AMAC) can get discounted home and auto insurance through Travelers. To sign up for an AARP membership it costs $16 a year. AARP estimates $507 in average annual savings for members. If you’re an AARP member who’s 50 or older, you can get discounted coverage (up to 10%) through The Hartford. Senior car insurance discounts are available to members of specific organizations that cater to older Americans, including AARP and AMAC. Multi-car discount: If you own more than one vehicle and insure it through the same provider, you’ll typically get a small discount.Ĥ.Some insurers offer discounts for sticking with them for several years. Loyalty discount: You might be able to save money on car insurance by shopping for a new policy (more on that below), but you can also be rewarded for your loyalty.Further, newer vehicles may qualify for a discount because they come with more advanced safety technology. Safety discount: If your vehicle has certain safety features, it may be eligible for a discount.Paperless discount: Opting into e-statements, instead of mailed paper statements, can typically earn you another discount.Pay-in-full discount: If you pay the entire premium at the start of the policy, rather than in monthly installments, insurers typically reduce your rate.(Bonus points: You’ll never miss a payment!) AutoPay discount: You can often get a discount for setting up automatic payments from your bank account.Regardless of your age, you might qualify for several other car insurance discounts, including: Ask about other senior car insurance discountsĭefensive driving courses and policy bundles aren’t the only way to get discounts on senior car insurance. Insurance providers may also offer bundle discounts on car and renters insurance. If you’re willing to switch up both policies at the same time, State Farm could be a good option.ĭon’t own your home? No problem. State Farm has the highest home and auto bundling discount (23%) and also offers some of the best car insurance for seniors. Our research found that getting your homeowners and auto insurance through the same provider can save you an average of 14% across both policies.
Seniors who own their homes (nearly 80% do, according to Statista) should consider bundling their home and auto policies together.
Insurance tip of the day drivers#
“That is perhaps the largest area of expansion in RoadWise Driver,” said Van Tassel, “and a core focus of our efforts to prepare senior drivers for today’s driving.” 2.
Insurance tip of the day driver#
RoadWise Driver and other defensive driving programs like it also aim to teach seniors about constantly evolving vehicle technologies. He noted that senior drivers in particular walk away from these courses with several “aha!” moments, like “learning more about all the ways a vehicle can be adjusted to fit them” and “learning about easy-to-use reference points to precisely position the wheel when parking.”Īnother big takeaway for seniors: “Drivers can be charged with DWI/UI/impaired driving after taking doctor-prescribed or over-the-counter medications,” Van Tassel said. “The main goal of the RoadWise Driver course is to help people continue to drive for as long as they safely can,” Van Tassel said. Van Tassel, PhD, the manager of driver training programs at AAA and former two-term president of the American Driver and Traffic Safety Education Association, shared his thoughts on AAA’s RodeWise Driver course. Organizations like AAA and AARP are two organizations that offer these defensive driving courses. You may also be able to find information on your state’s department of motor vehicles website. To find out which defensive driving courses can get you a discount, reach out to your agent or contact customer service at your insurance company. In fact, some states require insurance providers to offer a discount to seniors who successfully complete a sanctioned defensive driving course.ĭiscounts typically range between 5% and 10% upon course completion, and states typically specify which courses are acceptable. One of the best discounts on senior car insurance comes from taking a defensive driving course. If you’re 65 or older and trying to reduce the dent car insurance makes in your budget, these top tips can help you save: 1.
0 kommentar(er)
